CHECK CASHING POLICY


We cash checks only for members!


In most cases, we cash payroll, government and bank checks up to $1000, whether or not the member has funds to cover the checks.


Amounts over $1000 can be cashed only subject to availability of cash on hand in the office.


We cash personal checks only when the member has funds on deposit to cover the amount or if the check is drawn on the credit union and we know there are sufficient funds available.


If the check is not payable to the member, we can only accept the check for deposit. Both the member and the payee must endorse the check.


We do not accept personal checks or third party checks to purchase money orders or travelers checks.


We will cash Credit Union members drafts payable to non-members only when:
1. The payee has proper identification
2. The member's signature has been verified
3. The member has been called if the check is for $500 or more
4. The member has sufficient collected funds on deposit