Whether you’re buying or refinancing a home, looking for a new or used vehicle, planning a much-needed vacation or seeking a great rate on a credit card, our knowledgeable staff works with you individually to help you make sound borrowing decisions and choose the right loan for you.


Auto Loans


Somerville’s Credit Union is the best place to finance or refinance a vehicle, hands down! We offer low competitive rates, no down payment options, up to 110% financing, as well as a fast-turn around.

Consumer Loans


Feel free to use our consumer loans for bill consolidation, appliances, vacations, car repairs, weddings, medical bills or anything you need.

Student Loans


Somerville Municipal FCU recognizes the challenges its members face when trying to pay for college, and we’re committed to offering our members access to affordable student loan financing.

HEAT Loans


Cut down costs and get energy efficient upgrades to your home. In partnership with Mass Save, Somerville Municipal FCU offers 0% loans for energy efficient upgrades.

Real Estate Loans


We offer a full array of real estate loan products. More importantly, our staff is knowledgeable, experienced and professional.