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  • We are now a part of the Shared Branching CO-OP Network! This means you can access your account at any participating branch location. The CO-OP logo welcomes you to over 5,000 branches nationwide.

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  • Tracking your finances

    with our Virtual Branch has never been easier.

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  • Our Blended HELOC gives you the ability to finance home improvements, consolidate your debt, or other worthwhile expenses at an affordable monthly rate.

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Caution regarding common text scam!

Fraudsters are taking advantage of the fact that many people will open and even reply to texts received on their smartphone. Recently one of our members reported that they received a text from the sender who posed as ‘Ron’ from their credit union, listing the last 4 digits of the number on their debit card (this is fortunately not a member’s account number!). This scam has been reported at numerous financial institutions throughout the U.S. and always involves the same method of operation: sending what appears to be legitimate text and email notifications from their credit union or bank to solicit confidential information.

If you get any type of text or email like this, delete it immediately and call your credit union directly.

How to protect yourself against fraud:
If you are unsure about whether a message or notification is legitimate and intended for you, go directly to our official website (www.sommfcu.com, or whatever entity is reportedly trying to contact you) to see if the message or notification sent to you is listed there. If you don’t see anything, call the credit union (617-625-0898) or business directly.

Tips to avoid this type of fraud:

  • If your credit union needs you to update your online profile, password or user-name you should be able to find that information by logging in to your account separately through the official site — or by calling us directly.
  • Never reply to a text from an unknown number, it’s that simple! If the text is from a scammer your response will only confirm to the fraudster that you are a real person and future target.
  • Never click on any links received via email or text that come from an email address or phone number you don’t recognize.
  • Install and keep your anti-malware software regularly updated on your smartphone: this will help ensure protection of your device and information.

 Loan Type As low as
Car Loans 1.75% APR*
Debt Consolidation 7.75% APR*
HELOC** 3.50% APR*
*Annual Percentage Rate
** APR is Variable Tied to WSJ Prime (3.50%)

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Call Elan Financial Services

To report Debit Card fraud:
1-866-842-5208
Option 5

To report a lost or stolen
Debit Card after-hours:
1-800-264-5578

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