HEAT Loans

Cut down costs and get energy efficient upgrades to your home. In partnership with Mass Save, Somerville Municipal FCU offers 0% loans for energy efficient upgrades. To get started, contact Mass Save to schedule a Home Energy Assessment. After scheduling an appointment, an energy efficiency expert will assess your home’s current energy and provide a custom list of recommended ways to make energy saving changes in your home. During the visit, you will also receive a Heat Loan Intake Form, Program Steps, and the Minimum Standards and Requirements.

After the Home Energy Assessment is complete, the next step is to contact Somerville Municipal Federal Credit Union for pre-approval. From here you can decide what changes to implement and develop your own custom energy plan.

Some improvements that qualify for the Mass Save Heat loan include:

  • Attic, Wall, and Basement Insulation
  • High Efficiency Heating Systems
  • High Efficiency Domestic Hot Water Systems
  • Solar Hot Water Systems
  • Energy Star® Windows
  • Energy Star® Thermostats