Loan Rates

Rates Effective May, 2017
All Rates Subject to Change.

Members who participate in automatic payment plans are eligible for a 0.50% discount on personal and auto loans!

Type of Loan APR* as low as
Share Secured 2.05%
Signature to $15,000 9.49%
Personal Line of Credit to $15,000 9.49%
Computer Loan to $3,000 8.49%
Holiday/Vacation to $3,000 4.99%
Debt Consolidation Loan to $15,000 7.75%
Overdraft Loan 14.49%
Student Loans
Sallie Mae guidelines and rates apply.
Vehicle Loans 2016 and newer APR* as low as
up to 84 months 2.99%
up to 72 months 2.49%
up to 60 months 1.99%
up to 48 months 1.75%
Full insurance coverage required.
Used Vehicle Loans – 2013-2015 APR* as low as
up to 72 months 3.49%
up to 60 months 2.99%
up to 48 months 2.49%
Full insurance coverage required.
Vehicle Loans – Older Models
Inquire for current rates.
Full insurance coverage required.
MassSave HEAT Loans
Rates and Terms vary depending on loan type chosen, contact credit union for details.
Home Equity Lines of Credit APR* as low as
Blended HELOC^ 1.75%
Mortgage/Home Equity Closed End
View Rates
Contact Credit Union for Most Current Market Rates.
Max. Loan $300K, combined LTV up to 60%. $250K for 70% LTV and $200K for 80% LTV. Appraisal, recording and legal fees paid by borrower. Unless specified, rates are variable and adjust monthly; terms up to 15 years.

^Fixed rate 12 months, Prime for remaining term adjusted monthly on the 1st, Caps 3.5/18.

* APR = Annual Percentage Rate