At Somerville Municipal Federal Credit Union it is our goal to offer you not only services of the highest quality and convenience, but with as little added costs as possible.
However, there are occasions when circumstances dictate that some small charges be applied to an account.
Fees / Charges
| Service | Fee |
|---|---|
| Check Printing | Varies |
| Phone Transfer Requests | $1.00 |
| Phone Requests Reviewing Cleared Checks, Deposits & Activity | $1.00 |
| Account History Print-Out | $1.00 |
| Statement Copies | $3.00 |
| Overdraft – Item returned | $27.50 |
| Overdraft – Transfer | $5.00 |
| Check copy – single item | $3.00 |
| Checks Cleared < 6 months | $3.00 |
| Checks Cleared > 6 months | $5.00 |
| Stop Payment Fee | $20.00 |
| Official Check Fee (not payable to member) | $5.00 |
| Official Check Copy | $5.00 |
| Stop Payment on Official Check | $20.00 |
| ACH overdrafts – item returned | $27.50 |
| ACH overdrafts – transfer | $5.00 |
| ATM Transactions | $1.00 |
| ATM Transactions at 236 Holland Street | No Charge |
| Replacement Card | $10.00 |
| ATM Overdrafts | $27.50 |
| Money Orders | $1.50 |
| Money Orders – Non Member | $3.00 |
| Deposited Check Returned | $5.00 |
| Deposited Check Returned – Self Paid | $15.00 |
| Loan Payment Check Returned | $15.00 |
| Wire out fee | $20.00 |
| Research fee | $25.00 per Hour |
| IRA annual fee | $15.00 |
| Levies | $75.00 |
| Abandoned Account | $50.00 |
| Below Minimum Balance Fee | $2.00 per Month |
| Mortgage subordination fee | $100.00 |
