Whether you’re buying or refinancing a home, looking for a new or used vehicle, planning a much-needed vacation or seeking a great rate on a credit card, our knowledgeable staff works with you individually to help you make sound borrowing decisions and choose the right loan for you.

Auto Loans

Somerville’s Credit Union is the best place to finance or refinance a vehicle, hands down! We offer low competitive rates, no down payment options, up to 110% financing, as well as a fast-turn around.

Consumer Loans

Feel free to use our consumer loans for bill consolidation, appliances, vacations, car repairs, weddings, medical bills or anything you need.

Credit Cards

Our credit cards are safer than carrying cash because you're covered by fraud protection. Want to make shopping even more rewarding?

Student Loans

Somerville Municipal FCU recognizes the challenges its members face when trying to pay for college, and we’re committed to offering our members access to affordable student loan financing.

Debt Elimination Loan

Have you accumulated a large amount of debt with credit cards that have high interest rates? Do you want to consolidate your debt for a low, fixed interest rate? Then Somerville’s Credit Union has the answer for you!

HEAT Loans

Cut down costs and get energy efficient upgrades to your home. In partnership with Mass Save, Somerville Municipal FCU offers 0% loans for energy efficient upgrades.

Real Estate Loans

We offer a full array of real estate loan products. More importantly, our staff is knowledgeable, experienced and professional.