We cash personal checks only when the member has funds available to cover the amount or if the check is drawn on the credit union and we know there are sufficient funds available.

This applies to members of Somerville Municipal Federal Credit Union.

We will cash Credit Union members checks payable to non-members only when:

  • The payee has proper identification
  • The member’s signature has been verified
  • The member has been called if the check is for $500 or more
  • The member has sufficient collected funds on deposit