Banking services for NEJB UNITE HERE
Great news for union members of New England Joint Board UNITE HERE – you, your family and your household members are eligible to join Somerville’s Credit Union!
Save money and make life easier with better rates, fewer fees and friendly service at your local not-for-profit credit union.
Get started by opening your account online. It’s fast and secure.
Get the local credit union advantage
Tired of big banks nickel-and-diming you? You work hard for your money – we’ll help you keep more of it with:
- Checking accounts with no monthly fees and no minimums (plus, set up direct deposit for instant access to your paycheck on pay day!)
- Certificate specials so you can earn more interest
- All accounts are federally insured to keep your money safe
Explore loans to meet your goals
Whether you are buying a new car, making home repairs, paying for college or just about anything else, we can help you find the right financing for your needs and budget.
Check out some of our most popular options, including:
Home equity
If you’re a homeowner, you could tap into your built-up equity to cover home improvements, debt consolidation and more – all without affecting your mortgage.
HEAT loans
We partner with Mass Save to offer 0% APR loans on energy efficient upgrades to your Massachusetts home. Save on winter heating costs and save on interest charges – it’s a win-win!
Refinancing
Unhappy with your current loan? See if you could get a better deal with us! We can help you refinance your vehicle, mortgage, student loans and more.
Struggling with high-interest debt?
If you’re feeling overwhelmed by credit card debt, we’re here to help. With a debt consolidation loan, you can trade multiple debts for one lower-rate loan with a fixed monthly payment.
Here’s how debt consolidation could help you:
- Get a lower rate than most credit cards
- Enjoy steady repayments for a fixed term
- Know exactly when you’ll be debt-free!
FAQs
Why choose Somerville’s Credit Union?
We’re a not-for-profit financial cooperative, which means we look out for you instead of trying to line shareholders’ pockets. When you join, you become a member-owner of the credit union with an equal voice and vote in how we are run.
How much does it cost to join?
Nothing! There is no fee to join Somerville’s CU. All we ask is that you keep $25 in your account to maintain your minimum balance, which represents your ownership share of the credit union.
Do you have online banking?
We do! Manage your accounts 24/7 with our free online banking and mobile app. Check your balances, transfer money, make payments and more.
What if I don’t live in Somerville?
No problem! You can still join thanks to your NEJB UNITE HERE membership. Plus, you can manage your money from almost anywhere, with more than 30,000 nationwide network ATMs and 5,000 shared branches (meaning you can walk into another credit union and they can help with your Somerville’s CU account).
What happens if I leave NEJB UNITE HERE?
Once a member, always a member. You can keep your Somerville’s CU membership and accounts no matter what.
